Hospitality Insurance Online :: News
SHARE

Share this news item!

ClearView Names New Underwriting Head Amidst Strategic Changes

ClearView Names New Underwriting Head Amidst Strategic Changes

ClearView Names New Underwriting Head Amidst Strategic Changes?w=400
ASX-listed life insurer ClearView has announced the appointment of Peter Tilocca as Head of Underwriting, coinciding with key updates to its underwriting standards and definitions.
Tilocca's extensive two-decade career in Australian underwriting includes leadership roles at Zurich, Noble Oak, One Path Life, and RGA Australia.
His new role with ClearView commenced on 30 June.

With Tilocca at the helm, ClearView aims to strengthen its underwriting processes and foster both new and existing strategic partnerships. The insurer has recently rolled out modifications to its medical underwriting framework, aiming for enhanced clarity and uniformity for advisers and policyholders seeking life insurance coverage. These revisions, in effect since May, promise significant improvements:

  • Improved Accessibility: Clients pursuing cover under set thresholds—up to $2 million for Life and Total and Permanent Disability (TPD) in select age groups—can experience reduced or eliminated mandatory medical prerequisites, simplifying the application process.
  • Structured Tiering System: The refreshed requirements for Life, TPD, Trauma, Income Protection, and Business Expenses are now tiered by age and benefit amount. This change aids advisers in easily determining necessary medical documentation and managing client expectations efficiently.
  • Trauma Cover Alignment: For elevated trauma cover levels, ClearView aligns its underwriting with the National Bowel Cancer Screening Program for applicants aged 50 and above, integrating health outcomes with policy offerings.

Additionally, ClearView has refined its trauma definitions and benefits within its ClearChoice and LifeSolutions product lines. Effective from 5 June, these improvements are designed to enhance clarity and fairness, keeping pace with modern medical standards:

  • Cancer Definition Revision: The exclusion for colorectal neuroendocrine carcinomas under ClearChoice policies has been lifted, offering greater coverage options.
  • Expanded Angioplasty Coverage: Requirements for coronary artery angioplasty have broadened to cover procedures on any three or more coronary arteries, enhancing accessibility for various clinical scenarios.
  • Major Head Trauma Definition: A novel assessment path introduces a Whole Person Impairment (WPI) measure of at least 25% as an alternative to traditional 'Activities of Daily Living' criteria for claims assessment.

ClearView's modifications reflect a strategic effort to maintain relevance in a rapidly evolving insurance landscape. By aligning their offerings more closely with national health initiatives and medical advancements, ClearView not only positions itself for growth but also enhances its promise of clarity and fairness for clients and advisers.

Looking to the future, these updates could streamline insurance processes, potentially encouraging more Australians to invest in comprehensive coverage. Industry experts might anticipate further advancements and realignments as ClearView continues to adapt to emerging trends and consumer needs.

Published:Monday, 30th Jun 2025
Source: Paige Estritori

Share this news item:

Insurance News

ClearView Names New Underwriting Head Amidst Strategic Changes ClearView Names New Underwriting Head Amidst Strategic Changes
30 Jun 2025: Paige Estritori

ASX-listed life insurer ClearView has announced the appointment of Peter Tilocca as Head of Underwriting, coinciding with key updates to its underwriting standards and definitions. Tilocca's extensive two-decade career in Australian underwriting includes leadership roles at Zurich, Noble Oak, One Path Life, and RGA Australia. His new role with ClearView commenced on 30 June. - read more
Ombudsman Supports Theft Claimant in Home Business Coverage Dispute Ombudsman Supports Theft Claimant in Home Business Coverage Dispute
30 Jun 2025: Paige Estritori

A recent case has seen a policyholder triumph over her insurer after the Australian Financial Complaints Authority (AFCA) ruled in her favour following a contentious dispute regarding home business operations. The controversy arose when the woman's theft claim was denied by her insurance provider, IAG, over allegations of fraudulent misrepresentation about the use of her rental property. - read more
AFCA Upholds Insurance Fraud Ruling Over Disputed Possum Accident AFCA Upholds Insurance Fraud Ruling Over Disputed Possum Accident
26 Jun 2025: Paige Estritori

A motorist's claim that he crashed into a tree to avoid a possum has been denied by the Australian Financial Complaints Authority (AFCA), which supported the insurer's fraud decision. The incident involved the driver crashing his Jeep—insured for over $20,000—on a dimly-lit street, purportedly avoiding the rain-soaked motorway en route to the store. - read more
Code Watchdog Criticises Insurer for Misleading Rejection Letters Code Watchdog Criticises Insurer for Misleading Rejection Letters
24 Jun 2025: Paige Estritori

The Life Code Compliance Committee has recently reprimanded a life insurance provider for issuing misleading rejection letters to policy applicants. These letters were deemed 'ambiguous and contradictory' and failed to clearly inform applicants of their review options after being denied coverage. - read more
Insurer Ordered to Pay Full Claim for Confusing Patio Coverage Insurer Ordered to Pay Full Claim for Confusing Patio Coverage
23 Jun 2025: Paige Estritori

A recent ruling mandates that an insurer must fully honor a storm-related claim due to ambiguous policy wording regarding items in open areas. The Australian Financial Complaints Authority (AFCA) determined that the insurer's restriction on coverage for items in a patio area was unfounded, as the policy's phrasing was not clear. - read more


Hospitality Insurance Articles

Why Tailored Insurance is Essential for Your Hospitality Business Why Tailored Insurance is Essential for Your Hospitality Business
In the bustling world of hospitality, the right insurance can make all the difference for your business. Tailored insurance, as the name suggests, involves customising your insurance policy to meet the specific needs and risks associated with your industry. This personalised approach ensures that you are not overpaying for unnecessary coverage while also safeguarding your business against potential threats. - read more
Understanding Hospitality Insurance: Considerations for Aussie Business Owners Understanding Hospitality Insurance: Considerations for Aussie Business Owners
Hospitality insurance is a crucial component for businesses within the hospitality sector, offering coverage for a range of incidents that could potentially derail operations. It's designed to protect establishments like hotels, restaurants, and event venues from various risks such as liability claims, property damage, and interruption of services. - read more
What Hospitality Business Owners Need to Know About Income Protection Insurance What Hospitality Business Owners Need to Know About Income Protection Insurance
The Australian hospitality industry is renowned for its vibrancy, yet it also faces significant challenges. With fluctuating demand, seasonal changes, and unpredictable external factors such as economic downturns and pandemics, hospitality businesses often operate in a high-risk environment. For hotel operators, the stakes are even higher due to substantial investments in property, staff, and customer service. - read more
Essential Insurance Types Every Cafe Owner Should Consider Essential Insurance Types Every Cafe Owner Should Consider
Running a cafe is more than just serving delightful coffee and snacks; it's about creating an experience and ensuring that experience is safeguarded. While the hospitality industry can be incredibly rewarding, it's not without its risks. This is where the importance of insurance comes into play, acting as a crucial safety net for cafe owners. - read more
Tips for Finding the Best Hospitality Insurance Coverage Tips for Finding the Best Hospitality Insurance Coverage
Tailored insurance is a type of insurance policy that's specifically designed to meet the unique needs of a particular business or industry. Unlike one-size-fits-all policies, tailored insurance provides a more customized approach, ensuring that the coverage fits the specific risks and requirements of the business. - read more
Tips for Finding the Best Hospitality Insurance Coverage Tips for Finding the Best Hospitality Insurance Coverage
Tailored insurance is a type of insurance policy that's specifically designed to meet the unique needs of a particular business or industry. Unlike one-size-fits-all policies, tailored insurance provides a more customized approach, ensuring that the coverage fits the specific risks and requirements of the business. - read more
What Hospitality Business Owners Need to Know About Income Protection Insurance What Hospitality Business Owners Need to Know About Income Protection Insurance
The Australian hospitality industry is renowned for its vibrancy, yet it also faces significant challenges. With fluctuating demand, seasonal changes, and unpredictable external factors such as economic downturns and pandemics, hospitality businesses often operate in a high-risk environment. For hotel operators, the stakes are even higher due to substantial investments in property, staff, and customer service. - read more
Why Tailored Insurance is Essential for Your Hospitality Business Why Tailored Insurance is Essential for Your Hospitality Business
In the bustling world of hospitality, the right insurance can make all the difference for your business. Tailored insurance, as the name suggests, involves customising your insurance policy to meet the specific needs and risks associated with your industry. This personalised approach ensures that you are not overpaying for unnecessary coverage while also safeguarding your business against potential threats. - read more
Essential Insurance Types Every Cafe Owner Should Consider Essential Insurance Types Every Cafe Owner Should Consider
Running a cafe is more than just serving delightful coffee and snacks; it's about creating an experience and ensuring that experience is safeguarded. While the hospitality industry can be incredibly rewarding, it's not without its risks. This is where the importance of insurance comes into play, acting as a crucial safety net for cafe owners. - read more
Understanding Hospitality Insurance: Considerations for Aussie Business Owners Understanding Hospitality Insurance: Considerations for Aussie Business Owners
Hospitality insurance is a crucial component for businesses within the hospitality sector, offering coverage for a range of incidents that could potentially derail operations. It's designed to protect establishments like hotels, restaurants, and event venues from various risks such as liability claims, property damage, and interruption of services. - read more


Your free hospitality insurance quote comparison starts here!
First Name:
Postcode:

All quotes are provided free and without obligation. We respect your privacy.

Knowledgebase
Term Life Insurance:
A type of life insurance policy that provides coverage for a specified period, such as 10 or 20 years.